1. Tom and Josephine NicholsonCommercial Bank and Central Bank Technology Consulting
    1. Development of Functional and Technical Specifications
      1. Core Banking System
      2. Enterprise Resource Planning (ERP)
      3. Document Management and Workflow
      4. Data Warehouse
    2. Application Training
    3. Business Process Analysis
    4. Technology and Applications Procurement Assistance
      1. RFP Advisory Consulting
      2. Procurement Processes
      3. Evaluation of Bids
      4. Contract Negotiation
    5. Project Management
  2. ICT Consulting
    1. ICT Assessment of Existing Organization
    2. ICT Skills Inventory and Assessment
    3. ICT Training Requirements
    4. ICT Organizational Development
    5. Development of Policies and Procedures
    6. IT Governance
    7. Business Continuity and Disaster Recovery
    8. ICT Training
  3. Payment System Consulting
    1. Real Time Gross Settlement (RTGS)
    2. Automated Clearing House (ACH)
    3. Card Based Payments
    4. Paper Based Payments
    5. Securities Settlement
    6. Payment System Assessment based on Bank for International Settlements (BIS) Core Principles for Systemically Important Payment Systems
    7. Strategic Planning for Payment Systems
    8. Development of Regulatory and Supervisory Policies and Regulations
    9. Technology and Applications Functional and Technical Requirements Definition including Procurement Assistance
    10. Payment System Training and Project Management
  4. Commercial Bank Consulting
    1. Banking Management Consulting
    2. Marketing
    3. Business/Product Management Strategic Planning
    4. Product Development and Product Management Strategies
    5. Market Analysis and Segmentation
    6. Banking Operations Assessment
    7. Small and Medium Enterprise (SME) and Microfinance Advisory Consulting